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USAA & Navy Federal member special savings Thank you for your service! Our team is dedicated to serving the unique needs of our military members. And we think you should be able to choose your own agent based on experience and qualifications. That's why we offer you the exact same rebate on your
Both USAA (our favorite insurance company) and Navy Federal (great rates and special 100% financing programs) offer rebates to their members who choose an "approved agent" to assist with their home purchase. The agents and brokers on their approved list are often chosen with one criteria. Will they give USAA and Navy Federal C.U. 40% of the commission earned on your home purchase? That means you are directed to an agent within their network who is willing to work for half price to show you homes and negotiate the deal on what is likely your largest investment. While some talented and experienced agents may be included in the selection list, many are new, or part-time agents that are happy to have any business. Here is a direct example of how USAA works with regards to your rebate. Navy Federal is similar. $400,000 Home purchase amount $ 4,800 Commission referral USAA earns on your transaction $ 1,250 Amount USAA rebates to you for choosing their agent $ 3,550 Amount USAA profits for connecting you with their agent This is perfectly legal. But we have also found that it is rarely disclosed in a form that the USAA or Navy Fed customer really understands. It is a system advertised to be a benefit to you when in fact the big beneficiary is the lending institution.. We hope to earn your business by providing the best resources and service. No agent or team cares more about making your home purchase a success than we do. If at anytime you think we've fallen short of your expectations please contact Laura Roskelly, Team Leader at (410) 507-2495. |
