520 Harbor Drive, Annapolis, MD 21403

$800,000
4
BD
3
BA
1,300
SqFt

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Sold Price
$800,000
List Price
$800,000
Closing Date
Jun 12, 2026
MLS#
MDAA2142262
Year Built
1968
Status
CLOSED
Type
Single Family Residential
Bedrooms
4
Baths All
3
Baths Full
3
Living Area
1,300
Total SqFt
2600
County
Anne Arundel
Subdivision
Hillsmere Estates

Property Description

520 Harbor Drive isn’t simply another home hitting the market — it’s the opportunity buyers spend months waiting to find in Hillsmere and rarely secure. Perfectly positioned in the heart of one of Annapolis’ most loved waterfront communities, this home delivers the lifestyle that keeps people here for years: private beaches, marina access, boat ramps, a community pool, playgrounds, and effortless access to the South River and Chesapeake Bay. From the moment you arrive, the home feels polished, intentional, and completely move-in ready. This isn’t a cosmetic refresh — this home has been extensively renovated with permits and thoughtfully updated throughout, delivering the confidence and peace of mind buyers want. The work is already done with updated systems, quality finishes, and a level of care that is difficult to replicate. Inside, light-filled spaces and a flowing layout create the kind of everyday comfort buyers are searching for, anchored by a beautifully designed kitchen that opens seamlessly into generous living and gathering spaces built for both entertaining and real life. Step outside and the experience only gets better with a brand-new paver patio creating the perfect setting for summer gatherings, morning coffee, or evenings under the stars. The huge fully fenced backyard offers exceptional space and privacy, while the detached shed adds valuable storage and flexibility. And then there is Hillsmere itself — where life truly revolves around the water. Residents enjoy neighborhood traditions and waterfront gatherings throughout the year, from the annual Fourth of July bike parade to beach picnics and community events that bring neighbors together. The community beach features a playground overlooking the water, and many consider Hillsmere to offer one of the most desirable beach and pool lifestyles in Annapolis. This is more than a move-in ready home — it is a chance to become part of a community people fall in love with and rarely want to leave.

Additional Information

Elementary School
Hillsmere
Middle School
Annapolis
High School
Annapolis
Other Structures
Above Grade, Below Grade
Structure List
Above Grade, Below Grade
Pool
Yes
New Construction
Yes
Style
Coastal, Cottage, Ranch/Rambler
Interior Features
Attic, Breakfast Area, Carpet, Ceiling Fan(s), Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Country, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Recessed Lighting, Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops, Water Treat System
Basement
Yes
Cooling Fuel
Electric
Cooling
Central A/C, Ceiling Fan(s), Programmable Thermostat
Heating Fuel
Electric
Heating
Forced Air, Heat Pump(s)
Hot Water
Electric
Sewer Septic
Public Sewer
Water
Well
Tax Year
2026
Possession
Settlement, Immediate
Days on Market
18
Acres
0.24
Parking
Asphalt Driveway
Ownership
Fee Simple
Community Amenities
Beach, Boat Ramp, Common Grounds, Marina/Marina Club, Mooring Area, Picnic Area, Pier/Dock, Pool - Outdoor, Pool Mem Avail, Tot Lots/Playground, Water/Lake Privileges

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Calculator source: Real Geeks

Listing courtesy of Coldwell Banker Realty. Contact:

Selling Office: .