3031 Mcelderry Street, Baltimore, MD 21205

$175,000
2
BD
2
BA
1,260
SqFt

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Sold Price
$175,000
List Price
$175,000
Closing Date
Jan 08, 2026
MLS#
MDBA2173768
Year Built
1915
Status
CLOSED
Type
Townhome
Bedrooms
2
Baths All
2
Baths Full
1
Baths Half
1
Living Area
1,260
Total SqFt
1260
County
Baltimore City
Subdivision
Ellwood Park

Property Description

$15K in downpayment assistance available! Below market interest rate available! Owner Occupants- this is the best deal in town! 3031 McElderry is part of a non-profit Affordable Homeownership Program that gives up to $15,000 in downpayment and closing cost assistance and offers a special mortgage loan at 1% below market interest rate. Bright and beautiful, this 2BR, upper level bonus room, and 1.5BA home features an open main level floor plan, plenty of kitchen space with stainless appliances, a main level half bath, 2 bedrooms upstairs with an additional bonus room and a full bath, and an unfinished basement. All updated interior plumbing, electrical, heating and cooling! *Please note that income restrictions apply (please call agent to learn more). Must be owner occupied. This property qualifies for a Healthy Neighborhood Special Purchase Program Loan. The main benefits of the Special Purchase Loan include: 1% below the 60-day Fannie Mae rate (but in no event less than 4%), low down payment (just 3% of purchase price), no private mortgage insurance required, potential to pair with downpayment incentives (income limitations apply)”

Additional Information

Other Structures
Above Grade, Below Grade
Structure List
Above Grade, Below Grade
Style
Federal
Basement
Yes
Cooling Fuel
Electric
Cooling
Central A/C
Heating Fuel
Natural Gas
Heating
Forced Air
Hot Water
Electric
Sewer Septic
Public Sewer, Public Septic
Water
Public
Tax Year
2024
Possession
Settlement
Days on Market
145
Ownership
Fee Simple

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Calculator source: Real Geeks

Listing courtesy of Veterans First Realty. Contact:

Selling Office: .