PRICE DROP! Pen Lucy is a small community of about 400 homes in North Baltimore. The neighborhood offers a variety attached rowhomes and duplexes. This home needs a few cosmetic items, but is solid for the price. Fenced yard, parking pad Best of all, this property qualifies for a special 5.75% mortgage program—a rare financing opportunity that makes this high-quality home even more affordable. The home was licensed and had a former tenant at $1400.