3433 Guilford Ter, Baltimore, MD 21218

Property Description

Rare opportunity to acquire a four-unit property in the predominantly single-family neighborhood of Oakenshawe—just blocks from Johns Hopkins University and Union Memorial Hospital. This well-positioned asset offers both immediate income and owner-occupant flexibility, with the property qualifying for FHA self-sufficiency. Ideal for house hacking, a buyer can occupy one unit while the remaining three units generate approximately $4,500/month in rental income. Under an 80% financing scenario, the projected monthly net holding cost is approximately $233, allowing an owner to live in the building at a significantly reduced cost while building equity. 3433 Guilford Terrace offers four one-bedroom apartments with strong natural light from southern exposure, a renovated first-floor unit, and amenities that support tenant retention including a private porch, large rear yard, and on-site laundry. Three units are on month-to-month leases, offering flexibility to adjust rents or implement light improvements to further increase income. Located on a quiet, tree-lined street with a Walk Score of 90, the property benefits from proximity to Johns Hopkins Homewood Campus, Union Memorial Hospital, Charles Village retail, and the year-round Waverly Farmers Market—driving consistent rental demand and long-term occupancy.